Chelsea is a building society owned by its shareholders. Chelsea has about £13 billion assets. It is rated as the 5 th largest building society in the UK. The Chelsea Mortgages company has around 34 branches all over England and its offers different types of mortgage deals.
Chelsea offers it customers the following types of mortgages:
fixed rate and tracker mortgages
Cash back mortgages
Buy to let mortgage which is also called poor credit mortgages
There is a Mortgage specialist who helps the customers with different types of mortgage deals. The Chelsea Mortgage company offers both interest only and both interest and capital repayment for the customers. Every month lower repayments can be made and the bulk amount to be repaid at the end of the mortgage term.
Chelsea has also won awards for its mortgages like Self Cert Mortgages, Buy to let, Remortgage and even Mortgage for customer with bad credit. The other awards include best mortgage lender of the year and building society lender of the year by Financial Adviser Magazine. The Chelsea Mortgages company offers 60% mortgage for properties up to value of £2 million and 95% of the property value for LTV up to £250,000.
Chelsea Mortgage company also offers many benefits with its remortgage like increase in borrowing by including a close relative’s income overpay option and borrow back at a later date. Consolidation of other debts and loans into the mortgage is also possible. Chelsea Mortgages are for those who want the best deals.
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