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Mortgage >> Halifax Mortgage

 

Halifax

About Halifax Mortgages

The Halifax is the UK’s No.1 mortgage lender organization with an excellent choice of fixed and variable rate deals. The Halifax Mortgages are one of the largest retail banking in Europe with 22 million consumers. A Bank of Scotland mortgage is a Halifax Mortgage. The Halifax is the new name for Bank of Scotland personal banking and as well as served since 120years. Halifax offers personal banking products such as mortgage loans, savings and credit cards over the phone. The Halifax is committed to provide all customers with excellent service and maintains best relationship. The company has 800 branches in the UK and maximum of which are open plan to make it easier for consumers to find their way around.

If the customer is looking for low interest rates then Halifax Mortgage is the best one to choose. The fixed rate mortgages are ideal for customers and click on who have consumers mortgage with at the moment. The customer will know the monthly payments with mortgage calculator, using this one the customer can borrow payments quickly. If the customers have there own home then they can take advantage of a secured loan.

Types of Halifax Home Mortgages:

  • Borrow at a special rate – Choose from Halifax's great range of fixed and tracker rates
  • Affordable repayments – Customer can choose to spread repayments over mortgage term
  • Whatever customer plans – Customer's loan can be used for a whole range of purposes

Halifax Different Types of Year Fixed Rates:

  • 2year Fixed Rate
  • 3year Fixed Rate
  • Fixed Rate
  • 10year Fixed Rate

The Halifax Mortgages are provided by customers with Mortgage Enquirer and this Enquirer will check the progress of customer’s mortgage loan application in few seconds. If the customer is first time buyer, then a minimum of 3% deposit is required. The customer can normally use the equity to fund the deposit. To get the mortgage from Halifax, then this information is needed any existing mortgage, existing mortgage, income details, address and employment history for the last 3years. People want to know how much they can borrow from Halifax. The Halifax Mortgages also provides security management toolkit.

 
Contact Information of Halifax
 
No of Reviews : (509)
Over all Halifax Rating
Coverage 28.6%
Cost 28.4%
Customer Service 28.5%
Claims 28.3%
   
Thank you for visiting MortgageLoanBrokers.co.uk, This is the place to share your experiences about the services you received from the top Mortgage Companies. If you received good service from Halifax, share it with the world. If you are not satisfied with the company, let it be known to all. Your comments are valuable to us.
 
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John Morrison
Location: Tiverton, Devon
Type of Mortgage: Refinance
Date: 05-05-2009
   
   
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Summary
I remortgaged with the iGroup in 2002, to an interest only mortgage with a view to remortgaing later. I was missold. I was very naive and in arrears with the woolwich, should have stayed with them and sorted the arrears. To cut a long story short it ended in farcical court proceedings in Exeter and what made me laugh/cry was the list on the noticeboard outside the courtroom. It went like this: iGroup v Morrison (11.00 am) iGroup v Jones (11.30 am) iGroup v Smith (12.00) iGroup v Bloggs(12.30pm) and so on about 25 cases that day all iGroup. Get the picture? I sold my house and made a nice profit even after I had paid them off but they were determined to repossess even when I told them i had a buyer they still seemed determined to get my house. But I beat them by selling up in time. They missold me. Put it this way, a friend had to explain to me the implications of an interest only mortgage after I had already gone ahead. They never did. Plus I was in dubious financial circumstances, really subprime stuff and they should not have gone near me. They are the type of company that will rescue you when you are in dire straights only to shaft you later. SO BEWARE PLEASE.
Ursula
Location: London, Hertfordshire
Type of Mortgage: Home Purchase
Date: 10-29-2008
   
   
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Summary
Outstanding Customer Service. Never have to go through automated call control (press 1 for this and 2 for that). Had mortgage with them for 8 years, and never a problem. Only good for those who have their spending habits under control..
Location: london, Bedfordshire
Type of Mortgage: Refinance
Date: 09-26-2008
   
   
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Summary
I easily found a mortgage with their mortgage search calculator. All the info I needed and up to date interest rates..
Location: yeovil, Somerset
Type of Mortgage: Home Purchase
Date: 05-01-2008
   
   
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Summary
Future has taken 7weeks so far to ANSWER THE PHONE WITH SIMPLE REPLY TO OUR CNVEYANCES ALSO THE ESTATE AGENTS, THERE CLIENT WHO WANTS TO BUY OUR HOUSE IS PHONEING THEM EVERY DAY,STILL NO ANSWER. DEPENDING ON THIS IS THEIR CLIENT PURCHASEING OUR PROPERTY,US BUYING A PROPERTY AND THE PERSON WHO WHO WANTS TO SELL TO US. PERHAPS FUTURE COULD ANSWER THE NUMEROUS PHONE CALLS THAT OUR CONVEYANCER /THEIR CLIENT/THEIR SOLICITOR/ AND THE AGENT/HAVE PUT IN OVER THE LAST 5 WEEKS ,AS TO WEATHER THEIR CLIENT IS GETTING A MORTGAUGE OR NOT PERHAPS WE COULD GET ON WITH OUR LIVES. .
 
Disclaimer: Visitors to the site are reminded that the details contained within user comments are uncorroborated and as such should not be read as fact but as the opinion of the person who left the comment.
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