Submitting Details...

How much would you like to borrow?	Over how many years?

Purpose of loan?	Current residential status?

What is your monthly income? (including any benefits)	Your employment status?

Proceed to step 2.

You qualify for two types of loan. Select either:

	Homeowner Loan Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.
	Unsecured Loan Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.

Estimated value of your property?

Your current mortgage balance?

Where will you buy your car?

What is the total value of money you owe to companies?

Do you owe money to 3 or more companies?

YesNo

What is your monthly rent/mortgage payment?

Your living arrangements?

Your date of birth?

Do you have adverse credit?
(if yes, we can still help)

YesNo

Proceed to step 3.

Based on your information we recommend you speak to a personal debt adviser.

They will offer you advice on:

Whether a loan is your best option
Consolidating your debts
Reducing the amount you owe
How to freeze your interest payments
Protecting you from creditors

Proceed to step 3.

First name:	Last name:

Phone number:	Alternate phone number:

E-mail address:


First line of current address:	Current postcode:

Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry. Please click SUBMIT to confirm that you are happy for them to contact you by telephone/e-mail.

Finished

Thank you for your enquiry.

Your adviser will be in touch with you shortly.

Lloyds TSB Loans

Lloyds TSB is a popular financial service provider in U.K. with many products like insurance, loans and credit cards in their foray. Lloyds TSB Loans are known to understand the needs of the customer in every issue that he faces day to day and their products are designed like that. Loans are of different types like personal loans, formal secured loans, bridging loans and graduate loans each serving a different purpose, each loan unique in its offering.

Personal loans from Lloyds TSB Loans have an APR of 7.9% and repayment periods from 1 month to 5 years. Amounts up to £25,000 can be borrowed. There is a repayment holiday of 3 months which is optional. The loan protection insurance helps those who cannot repay due to loss of job or illness. Personal loans can be applied online with customers who have Internet banking facility.

Bridging loans are for those who want to buy a new house by selling the old one. These loans are of two types namely closed bridging loans for those who have sold and bought a new house but there is delay in shifting to the new house and need money for this. Open Bridging loan for those who want to buy a new house before selling the old house. Information regarding bridging loans is available online.

Formal secured loans are for homeowners who want money with home as the security or life assurance policy. Amounts of £25,000 or more can be borrowed with a repaying term of 1 month to 20 years. Security for the loans can be in the form of hour or life assurance policy. Like other loans from Lloyds TSB formal loans too have a payment protection insurance which is available as optional.

Lloyds TSB not only looks at the money needs even the education needs of the customer are taken care of through further education and graduate loans. These loans have competitive rates and are easy to arrange. Payment protection is available for these loans also and helps during financial crisis. Lloyds TSB Payment protection is one of the best insurance provided by Britain’s most popular lender. The insurance has won five stars of quality from Defaqto, which is an independent research company. The rating is given for the benefits and features offered by the product.

Almost all features and information about the loans products are available online. Personal loans can be applied online, whereas formal and bridging loans have to be applied at Lloyds TSB Branches. The branches have loan specialists who are well equipped to answer any queries and discuss about loan requirements of the customer. Telephone lines are open from 8 a.m. to 10 p.m. for applying for personal loans and the decision on the loans is given within minutes.

Britain ’s most popular lender, Lloyds TSB tries to provide the best loans to its customer. Personal loans, bridging loans, formal loans and education loans each product is designed with the customer in mind. Each loan takes care of the customers needs amicably and in truly Lloyds TSB Loans style. Who would say no to such effective service from a lender like by many?