Submitting Details...

How much would you like to borrow?	Over how many years?

Purpose of loan?	Current residential status?

What is your monthly income? (including any benefits)	Your employment status?

Proceed to step 2.

You qualify for two types of loan. Select either:

	Homeowner Loan Is secured on your home. Rates depend on your circumstances; usually lower than an unsecured loan and often more flexible.
	Unsecured Loan Not secured on your home. May not qualify you for the best rates. Applying to a number of lenders may affect your credit score.

Estimated value of your property?

Your current mortgage balance?

Where will you buy your car?

What is the total value of money you owe to companies?

Do you owe money to 3 or more companies?

YesNo

What is your monthly rent/mortgage payment?

Your living arrangements?

Your date of birth?

Do you have adverse credit?
(if yes, we can still help)

YesNo

Proceed to step 3.

Based on your information we recommend you speak to a personal debt adviser.

They will offer you advice on:

Whether a loan is your best option
Consolidating your debts
Reducing the amount you owe
How to freeze your interest payments
Protecting you from creditors

Proceed to step 3.

First name:	Last name:

Phone number:	Alternate phone number:

E-mail address:


First line of current address:	Current postcode:

Based on your requirements we have selected the FSA regulated broker Broker Name to help you with your enquiry. Please click SUBMIT to confirm that you are happy for them to contact you by telephone/e-mail.

Finished

Thank you for your enquiry.

Your adviser will be in touch with you shortly.

Virgin Loans

Money is a part of every man’s need. Sometimes the need becomes very urgent. Loans provide money very easily and within a short time. There are many finance companies that provide loan and Virgin is one among the loan providers in the United Kingdom.

Virgin have a broker network for their loans added to this is 25 years of professional experience. They have access to UK’s top lenders. Virgin provides loans to all types of people, even customers who have CCJs, Arrears and self employed can avail a Virgin loan. The loans have los APR and low monthly repayment. The payment protection is an added bonus.

Virgin provides two types of loans namely secured loans and personal loans. Secured loans allow borrowing money for longer periods with home or any other asset as security. Secured loans are offered by Freedom Finance. Customers can borrow amounts ranging from £5,000 to £100,000 with repayment period of up to 25 years. These loans are available to those with adverse credit history like CCJs or Mortgage arrears. There is a specialist department with excellent lenders who help those in need. The loans are handled quickly and easily. The special features of the loan are they come with no up-front fees and there is a repayment holiday for the first 3 to 5 months of the loan, though interest is charged from the start of the loan.

Freedom finance has lenders who offer flexible loans. Here the customer can pay some extra cash each month so that the principle reduces and the loan is repaid earlier. These payments carry no penalty and hence are affordable to the customer. Other lenders have fixed rate loans which have fixed repayment schedule over the entire period of the loan. Dedicated Virgin loan officers help the customers during the entire period of the loan.

Secured loans come with payment protection in the form of insurance. The other advantage of the loan is early settlement where the lenders offer rebate if the loan is repaid in full before the end of its term.

Virgin also offers unsecured personal loans which do not have any security. These loans are made available by yourpersonalloan.co.uk which is a part of the Co-operative Bank. Virgin Loan amounts ranging from £5,000 and £25,000 with typical APR of 6.9% are available to the customers. The repayment term is from one year to seven years.

Any UK resident above the age of 23 can apply for these unsecured loans. The Virgin come with payment protection and no repayment holiday. Customers who pay off their loans early get rebates for the loan.

The application process is very simple and easy. After application the decision of loan approval is available by email and the loan funds are made available to the customer within 2 to 7 working days. They and Freedom Finance have secure websites that allow the customers to understand about the loan options available and even get answers to all their queries. The Virgin loans are a best deal with low interest rates and great customer service.